BANK ABC recrutement – Credit Analyst Officer – Tunis

Date de publication Type de poste Lieu de travail Expérience Étude Disponibilité Langues
21 septembre 2023 CDI Tunis, Tunisie Entre 2 et 5 ans Bac + 5 Plein temps Arabe , Français , Anglais
Description de l’annonce:

Bank ABC is reinforcing its Credit department with the recruitment of a Credit Analyst Officer.  

1- Principal Responsibilities & Accountabilities: 

  • Spreading & analyzing financial statement data and interpreting the repayment capacity of borrowers.
  • Preparation of credit submission packages, identifying key risks within transactions and relationships, and discussing and defending credit related recommendations. 
  • Perform analysis on diverse types of collateral/ security proposed.
  • Checking compliance with different approval covenants, conditions and aspects related to guarantee and security in line with the bank’s policy. 
  • Detecting the weaknesses of the credit proposal and suggesting the appropriate credit enhancements.
  • Assist lenders in determining the most appropriate loan structure.
  • Proposing the risk rating of the relationship as per the scoring bank model/ system.
  • Liaising and collecting any relevant information from Corporate & Financial Institutions and Legal Departments to ensure comprehensiveness of the credit package.
  • Insure loan packages are complete according to bank’s policy and Central Bank of Tunisia directives.
2- Education & Experience: 
  • Master’s or Bachelor’s degree in Finance or Accounting and /or equivalent professional experience.
  • Previous Internships in Finance Departments or Credit & Risk Departments is a plus.
  • A Professional certificate in Financial Accounting, CFA, /FRM or any relevant professional certification is a plus.
  • TOEFL/IELTS languages test proficiency are essential.
3- Personal Attributes & Soft-skills: 
  • Excellent written and verbal communication and interpersonal skills (English is a must).
  • Great attention to details.
  • Ability to work under pressure and to meet deadlines.
  • Self-motivated, able to work well with a team.
4- Knowledge: 
  • Good analytical skills /accounting skills.
  • Ability to locate and use relevant industry analysis.
  • Proficiency in English (essential) & Microsoft Office.

Bank ABC is an equal opportunity employer and qualified women are strongly encouraged to apply.

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